Why don't I move to Bengaluru?

Why don't I move to Bengaluru?

Choosing a peaceful city can revolutionize your Life and Career.


6 min read

In today's fast-paced world, many people are drawn to the allure of living in a bustling metropolitan city like Bengaluru or Mumbai. The promise of high-paying jobs, endless opportunities, and a vibrant social scene can be hard to resist. However, the reality of metro living often comes with a set of hidden costs that can take a significant toll on your finances, health, and overall quality of life. I personally stay in a very peaceful city called Durgapur, and we'll take an in-depth look at why choosing a peaceful city with a lower salary might be a smarter choice in the long run, and provide actionable steps you can take to make this life-changing transition.

  1. Sky-High Rent: One of the most significant expenses associated with metro living is the exorbitant cost of rent. On average, you can expect to pay 30% more in rent compared to other cities. This additional expense can quickly eat into your savings, leaving you with little room for financial growth or stability. Over time, the cumulative effect of paying higher rent can have a substantial impact on your ability to save for the future, invest in your passions, or even afford a down payment on a home.

  2. The Education Expense: For those with children, the cost of education in a metro city can be staggering. Parents can expect to pay an extra 5-10K per child in school fees alone. This added expense can put a significant strain on a family's budget, forcing them to make difficult choices between providing their children with a quality education and maintaining a comfortable lifestyle. Moreover, the competitive nature of metro schools can lead to additional costs for tutoring, extracurricular activities, and other educational supports.

  3. The Health Toll: Living in a metro can have serious consequences for your physical and mental health. The fast-paced, high-stress lifestyle, combined with factors like air pollution, long commutes, and unhealthy eating habits, can shave off 5-10 years of your life expectancy. Metro living has been linked to higher rates of chronic diseases, such as heart disease, diabetes, and respiratory issues, as well as mental health problems like anxiety and depression. The constant pressure to keep up with the demands of work and social obligations can lead to burnout, reduced productivity, and a diminished quality of life.

  4. The Time Cost: One of the most overlooked costs of metro living is the time spent commuting. In cities notorious for their traffic congestion, you can easily spend hours each day stuck in transit. Over a lifetime, this can add up to a staggering 2 years spent in commute. That's precious time that could be spent pursuing hobbies, spending quality time with family and friends, or investing in personal growth and development. The opportunity cost of lost time is immeasurable, and can have a profound impact on your overall life satisfaction and sense of fulfillment.

  5. The Stress Factor: Perhaps the most insidious cost of metro living is the constant stress and pressure that comes with trying to keep up with the fast pace of city life. The never-ending hustle and bustle, the competition for jobs and resources, and the social pressure to maintain a certain lifestyle can take a serious toll on your mental and emotional well-being. Chronic stress has been linked to a host of health problems, including heart disease, digestive issues, and weakened immune function, as well as mental health issues like anxiety, depression, and substance abuse.

While a 50K salary in a peaceful city may seem less appealing than a 1L salary in a metro, the benefits of choosing a slower-paced life can be profound. In a peaceful city, you can enjoy a higher quality of life, with more time for family, hobbies, and self-care. The lower cost of living means you can stretch your salary further, allowing you to save more money, invest in your future, and pursue your passions without the constant pressure to keep up with an expensive lifestyle.

Moreover, living in a peaceful city can have significant benefits for your health and well-being. With less pollution, shorter commutes, and a more relaxed pace of life, you can reduce your risk of chronic diseases, improve your mental health, and enjoy a greater sense of overall life satisfaction. The reduced stress levels alone can have a transformative effect on your physical and emotional well-being, allowing you to show up as your best self in all areas of your life.

Making the transition from a metro to a peaceful city can seem daunting, but with the right strategy and mindset, it can be a transformative experience. Here are three actionable steps you can take to start your journey:

  1. Create a 3-Year Plan: The first step in making a successful transition is to create a clear, actionable plan. Take a year to figure out your product-market fit, identifying what works and what doesn't in your chosen field or industry. Use this time to research potential opportunities, build your skills and knowledge, and connect with others who have made similar transitions. In the second year, focus on executing your plan, gaining your initial clients or customers, and refining your approach based on feedback and results. In the final year, scale your venture, making it viable and sustainable for the long-term. Throughout this process, use your weekends and free time to create a side gig or hustle that can provide additional income and experience.

  2. Aim for the Top 10% at Work: While you're working on your transition plan, it's important to continue excelling in your current job. Being a top performer at work gives you more leeway and flexibility, making it easier to negotiate for the things that matter most to you, like location and work flexibility. Focus on your work from Monday to Friday, giving it your full attention and effort. If you can consistently rank in the top 1% of performers, your firm will go the extra mile to keep you, offering you the flexibility and support you need to make your transition successful. Even if you ultimately decide to leave your current job, being a top performer will make it easier to secure strong recommendations and opportunities down the line.

  3. Get a Grip on Your Finances: Finally, it's crucial to get a handle on your finances before making any major life changes. Start by creating a budget that accounts for your current expenses and income, as well as your future goals and priorities. Look for ways to reduce your expenses and increase your savings, such as cutting back on unnecessary subscriptions or eating out less often. At the same time, start investing wisely to create multiple streams of income. This can include traditional investments like stocks and real estate, as well as more creative options like starting a side business or renting out a spare room on Airbnb. With a strong financial foundation, you'll have more flexibility to take less stressful jobs at a lower salary, improving your chances of finding a better 'lifestyle' job that aligns with your values and goals.

Living in a metro city may seem like the ultimate dream, but the reality is often far from idyllic. The hidden costs of metro living, from sky-high rent and education expenses to the toll on your health and well-being, can have a profound impact on your quality of life. By choosing a peaceful city and following the three steps outlined above, you can revolutionize your life and career, finding greater satisfaction, fulfillment, and success on your own terms.

It's time to challenge the notion that a high salary in a stressful environment is the only path to success. By prioritizing your health, happiness, and financial stability, you can create a life that is truly rich and rewarding. So take control of your future today, and start exploring the possibilities of a peaceful, purposeful life outside the metro madness.